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40% of millennials say credit card debt is their biggest financial setback, survey finds

Millennials are more financially confident and optimistic than any other generation, but are held back by high-interest credit card debt, a new survey has found. (iStock) Credit cards have many benefits, such as the ability for consumers to earn rewards on their purchases and boost their credit scores. But revolving credit card debt that’s carried […]

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Building Credit from Scratch: Where to Start – Savings Corner presented by Coosa Valley Credit Union

We often see advice on how to fix bad credit, but how do you build credit in the first place? Everyone starts with what’s called zero credit, which means you start with a clean slate. Having good credit is important because it tells lenders you’re trustworthy and gives you access to the best interest rates […]

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How to save money: Tips for Chicago-area college students, teens on loans, personal finance, and getting a good credit score

CHICAGO (WLS) — Understanding money management is relevant for all Americans, and starting early could save teens a lot of time and money. Roy Paul of Cents Ability, Inc. has joined ABC7 to provide tips on how to talk to teens about saving and ways to maximize your money. Paul explains the “50/30/20 rule,” where […]

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The Big Business of Bad Auto Loans | Subprime auto lenders

According to a Consumer Reports review of regulatory documents and legal documents, these methods sometimes start with lenders working with dealerships to mark up cars sold to low-income borrowers more than they do to customers with better credit, or to resell them in more expensive cars. they can’t afford. Lenders are also accused of structuring […]

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Can you get a loan without a credit score? MyrtleBeachSC News

Obtaining a loan without a credit history can certainly be a challenge. While the most recommended route is to slowly and responsibly raise your credit score before applying for a loan, there are a few options for people with little or no credit history. It’s important to note that many of the loans you might […]

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Capitol Drive Loans offers payday loans in Milwaukee, WI

Milwaukee, Wisconsin- The pandemic has created an environment of uncertainty and financial need, especially for people in Wisconsin who have lost their jobs and suffered pay cuts/reductions. As things slowly return to normal, individuals/families still need basic necessities, medical bills and other urgent needs that cost money, a problem that Capitol Drive Loans is alleviating […]

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What is my credit rating if I have no credit history?

According to Data from the Consumer Financial Protection Bureau (CFPB), up to 26 million Americans are “credit invisible,” meaning they have no credit history whatsoever. Overall, this means they never had any data reported to any of the three credit bureaus; they are therefore likely to encounter obstacles if they need to access a line […]

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Jay North Auto Highlights Important Tips to Help Customers Fix Bad Credit When Shopping for a New Car

Jay North Auto is a leading auto dealership committed to helping buyers with bad credit. In a recent update, the bureau highlighted some essential tips to help customers deal with their bad credit when looking for a new car in a recent update. Springfield, Ohio – January 17, 2022 – In an article on the […]

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What to know when applying for a personal loan with bad credit

Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We may receive a commission when you click on links to our affiliate partners’ products. When it comes to paying for some of life’s biggest expenses – a home renovation, a big medical bill, an […]

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Best Personal Loans 2022 – Compare Now

What is a personal loan? When you take out a loan from a bank, credit union or online lender, it is called a personal loan. Typically, personal loans are distributed in a lump sum and repaid in monthly installments. Certain types of loans are used to pay for specific purchases such as a home or […]