Blue Business Plus Credit Card Review – Forbes Advisor


Earn rewards

The American Express Blue Business Plus Card offers a simple earnings structure of 2 Membership Rewards points per dollar spent for the first $ 50,000 per year and 1 Membership Reward point per dollar spent once the $ 50,000 threshold is reached .

Redeeming Rewards

American Express Membership Rewards points are valuable in part because of their flexibility. The points can be transferred to many partner airlines, usually in a ratio of 1: 1.

In addition, American Express offers frequent transfer bonuses that allow cardholders to access additional values. The most popular airline transfer partners include Delta (for SkyTeam airlines), British Airways and Iberia Avios (Oneworld) and Air Canada Aeroplan (Star Alliance).

Membership Rewards can also be redeemed for a variety of travel, retail, and dining gift cards. The prices vary depending on the provider and fluctuate between 0.5 cent and 1 cent per point. Paying with points is available with some providers, especially with Amazon with 0.7 cents per point. The card also offers the ability to use points to erase charges from your bill, but at 0.6 cents per point, that’s terrible value.

For those who do not want to use Membership Rewards points for travel, the Blue Business Cash credit card from American Express is the better choice.

Reward potential

Calculating the premium potential of The Blue Business® Plus credit card from American Express is easy. Since the card offers 2 Membership Rewards points per dollar on top of the first $ 50,000 per year, we can assume that a company would spend that amount to maximize benefit.

In this way, the company could collect 100,000 Membership Rewards points annually. Once points have been transferred to a partner airline, a company can reasonably assume that it will earn enough miles to redeem for four domestic round-trip economy tickets with Delta, American, or United, depending on the route.


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