Personal loans

5 days
30 days
Loan term
30 days
Loan information

Personal loans is a product that allows a person, as a client or borrower, to receive a certain amount of money (the so-called loan capital) from a fast credit institution (lender). This is done in exchange for the commitment to return said amount, along with the corresponding interest and / or fees through installments.Most people turn to credit cards for unexpected expenses, but the advantage of personal loans is that they are a much cheaper alternative that does not require overspending, so what is wrong with them? Knowing how to choose which one is more convenient, and in that, Casting Credit is the best alternative available on the internet if what you are looking for is to have up-to-date information and enough to know where and when you pay less.

Different Types of Personal Loans.

Personal loans are characterized by their different forms, adapting to each individual. There are personal loans , secured and unsecured, with fixed interest rates and with variable interest rates; personal loans for individuals with financial difficulties, prequalified personal loans, etc. They all have the same concept: They are loans for personal and private purposes, for any project that you want to carry out or invest. The economic amount can vary from one type to another, so in some cases they can lend very high sums, but how to choose between one and the other?

Finding out if personal loans are with or without collateral is relatively simple, it will depend on the presence or absence of them, but what is a collateral? It is an asset that guarantees the repayment of the loan, thus reducing the risks of the financial operation of the credit institution. When it comes to personal loans, everything comes down to risk, the higher the interest, the higher the interest, on the contrary, if there are guarantees the interest will always be lower.

Préstamos personales

What does this Personal loan offer you?

A personal loan is a small sum of money borrowed for a short time. It is extremely popular in our time. The requirements for potential clients and the conditions for issuing funds are very different from those presented by banks, in a simpler way for the borrower. To apply for personal loans, you do not need to collect documents that confirm your creditworthiness and bring a certificate of income from work. Approval depends little on the customer's credit history. And the procedure to process and receive money takes about 20 minutes.

A prominent representative in the microcredit market is the company Casting Credit. Our borrowers will be able to obtain the best personal loans on the most favorable terms. Anyone who meets the requirements of our organization can receive cheap personal loans for any of their needs.

What are the requirements for Cheap Personal loans?

You only need to complete an application for quick personal loans on the Casting Credit site once. The algorithm of actions is as follows:

  1. On the home page of the site, use a personal loan calculator. Choose the amount of a microcredit and the desired term. Click on the "Get a loan" button.
  2. Complete all fields of instant credits without the paperwork request. You will need to enter your personal and contact details which will then be processed by the system.
  3. After that, you will click on "Submit Application" and wait for the approval of your personal loan application in 10 minutes and subsequently the financial aid to your card. Everything is very easy!

What are the costs and commissions? How is my personal loan balance made up?

Therefore, to obtain the best personal loans without payroll or online guarantee in Spain, you must meet some simple conditions:

  • be over 21 and under 75;
  • have Spanish citizenship;
  • have a mobile phone;
  • possess any device with internet access
  • have a valid DNI / NIE.

As you can see, requesting a personal loan from our microfinance organization is very simple. Unlike a bank, our company does not require the collection of a lot of documents, you can obtain personal loans without banks around the clock, without leaving your home, and approval takes 20 minutes. If you are our regular customer, you can get a new mini credit almost instantly.

Great news for those who still doubt whether it is worth cooperating with us! Our platform generously offers urgent interest-free mini-credits to clients seeking financial assistance for the first time. Also, be sure to evaluate other conditions that our platform is ready to offer you:

  1. The possible sum to borrow is 50-800 euros (for those applying for the first time, it is equal to 300 euros);
  2. TAE is 0-200%;
  3. The term of return of funds is 5-30 days.

Benefits of cheap personal loans from Victoria Credit

  • Quick request review

Consideration of your request will take only 15-20 minutes. Our advanced system reduces the time to consider instant credits without paperwork.

  • Security

Our service provides the level of security necessary for remote customer service. Your data is always protected taking into account current risks and threats!

  • Profitable terms

Casting Credit is a modern and convenient Internet service that allows you to obtain cheap personal loans in 10 minutes. The service operates 24 hours a day, without breaks, on weekends and holidays. The work of the company is based on trust in customers, we rarely refuse to provide funds. Our activities are focused on rapid implementation of tasks, transparency of all operations and loyalty to borrowers.

Frequently asked questions

Our loan officer will answer your questions.

What is a personal account in personal loans?

"My Account" is a special section of the site, available only to you. Registering a personal account occurs during the first personal loan application. There, you can get complete information about the status of cheap personal loans, the term and the payment dates.

Do I need a guarantee to get the best personal loan in Spain?

No, they are not necessary. Our service does not require a commitment or guarantor for the provision of emergency funds.

What card is suitable to obtain fast personal loans and without paperwork?

Urgent funds can be obtained on a bank card from any bank in Spain issued in your name.

How to apply for cheap low interest personal loans?

Using the calculator on the home page of our website, select the desired amount and term, then click the "Get a loan" button, complete the application and follow the instructions.

How do I know if personal loans are approved with the credit association?

You will be informed through notifications on your mobile phone and email.

How quickly are funds issued to the card?

As a general rule, transferring cash to a bank card takes place within an hour. If enough time has passed and you have not received financial assistance, our platform recommends contacting your bank for more information.

about the author

Maria Solis Burley

Credit consultant in Spain. Financial Analyst at Crédito Victoria.
LAST UPDATED: February 18, 2020