Payday Loan Consolidation

Express Loan

Is your time on your neck? Relieve yourself. Modern express loan, but also a normal online loan, can be available within a few hours. Apply for your desired loan now. Do not hesitate – directly from the credit comparison.

Within a short time the money is in your account. Even without pithy advertising slogans. Information on fast loan from the net, what to look for, which offers the text even in real time.

Express loan ideas – Applicant

An urgent bill lies on the pile for “unruly”. Sometimes just a special offer for sale. Unfortunately, the necessary “small change” is missing immediately to act. In other words, time is on the back of your neck, an express loan should solve the problem quickly and easily. Large amounts as well as small sums are required.

A quick loan to avoid “embarrassment” or miss an opportunity. So are the wishes for urgent loans. What sounds fast will be fast too. On the net, the offers for fast online credit are collected under a variety of buzz words. The express loan is still formulated comparatively slowly. TackCredit sounds much faster, for example.

Exactly at this point the advertising trap snaps.

Provider – at top speed to the money

Overall, not only is the need for credit in the population high, but quick solutions are asking for applicants. All banks are meeting their needs through ever faster automated procedures. This applies to the reasonable installment loan with small installments, as well as short-term loans. Applying for money online and holding it in your hands within 24 hours is realistic.

However, the high speed has less to do with the name of the requested loan than with procedural issues and good credit. Basically, any installment loan can become a “real” express loan that meets all customer requirements. A look at the ad shows that some credit comparisons even advertise quite massively with regular installment credit that is paid out within 24 hours.

Credit Advertising – Fast Credit Made to Measure

Credit advertising for the express loan is omnipresent. Fast loans, which are paid out within 24 hours, expect modern applicants. Even paperless, express loans, lightning loans and instant loans fulfill the desire for quick liquidity. Under urgent and lightning loans, most applicants submit a special form of credit.

The advertising words finally speak a clear language. Instant loan, for example, clearly states that the bank acts immediately. Urgent loans that the applicant is really in a hurry. Basically, all common buzzwords say that the customer wants immediate processing and payment. So what is the difference between an express-flash and an instant loan?

Fast credit – advertising unmasked

Advertising fulfills wishes with words and pictures. Whether imaginative advertising on the topic of credit fits, anyone can rate for themselves. The fact is, neither the express loan nor the lightning or the instant loan are independent credit products. Basically, it’s always either a installment loan or a short-term loan. Only the description in quick words makes the “big difference”.

In plain English, the requested loan is probably simply a installment loan. Fast words “do not make the loan” faster. Only the risk increases to creep on unfair traders on the glue. Smart crooks separating a slice of cake. That’s all. But if you are really in a hurry with your loan request, you have to pay attention to other factors than advertising slogans.

Accelerate credit – that’s how it works

Choosing a loan based on the wrong criteria does not help with the desire for a quick procedure and fast payout. Instead of looking for an emergency loan, first simply check the installment loan in the affiliated credit comparison. Already on the overview page “outet” really faster credit. First of all, credit is first of all in the application phase.

These are the offers where Video-Ident is allowed. Video-Ident makes it possible to perform the legally required identity check within 30 minutes. Saved is the way to the nearest post office. In addition the waiting time on the way of the application documents by letter post. Basically, everything is already done in “a wash-off” by video call.

Speed ​​up procedures – application documents

Identity verification is independent of location and fast via Video-Ident. The bank can still not check the loan request. The documents for the credit check are missing. For example, the copy of the salary certificate, bank statements, etc. So that the installment loan can be a rush, these documents must also be available to the lender as soon as possible.

This is feasible through the document upload. Together with the ID check, a code is sent to the applicant. With the help of this code, he now logs in online. Simply upload the scanned documents. All required documents for loan processing are available online in real time. At least theoretically, the bank can start working immediately.

Credit Check and Payout – Installment Loan

The credit check for modern installment credit basically corresponds to the ideas of express credit. Loan applications for regular credit are automatically checked. Manual checks are usually just proofs. Depending on the loan amount, the credit check can even take place in a simplified procedure. Up to about 5,000 euros credit is the simplified credit check standard.

In other words, modern technology allows banks to make safe, legally compliant credit decisions every second. Because, a bank may only grant a loan if it is considered safe according to international regulations. It is therefore satisfiable to desire for really unbridled fast installment credit, only for people with good and very good credit ratings.

Advertising – Eilkredite with weak credit rating

For applicants with rather poor credit conditions, the express loan is particularly interesting. After all, the credit should in most cases bridge a current “liquidity bottleneck”. Without adequate disposition, which is undoubtedly the fastest instant loan, it is in short supply in the cash. Not infrequently, a small income additionally restricts the house bank’s responsiveness.

Express credit for such cases is a short-term loan. A few hundred euros that are particularly easy to borrow. Pioneer of the market for mini credit, with payout in 30 minutes, is Vexcash. Initial applications are accepted by the company in the amount of 100 euros to 500 euros. A maximum of 30 days is allowed for the first application. However, Vexcash offers a fully automated process despite credit weakness.

From 500 euros proof of income and even despite Private credit, the emergency loan is possible with payment in 30 minutes.

Urgent loans through intermediaries – a risk?

For the quick credit in difficult cases, credit intermediaries recommend in their advertising slogans. When it comes to advertising, then the credit that arrived yesterday on the account is a reality. A journey through time that unfortunately only works real in advertising. As a rule, over-advertising is all about attention. Applications should be received as massively as possible.

Whether the bottom line is an emergency loan or maybe not even a loan is possible, does not matter. For this reason, applying for a loan through unknown intermediaries is often a difficult risk. It may also give creditend “only” the desired loan offer, but that is not the case with all intermediaries. Numerous media reports and consumer centers confirm this.

It is not uncommon for intermediaries with ancillary business to generate more revenue than fast credit in difficult cases.

Warning signals – when is it only about profit?

Warning signals when an agent not only has the welfare of the applicant in view, are obvious. Illegal and absolutely easy to recognize, for example, would be the desire for advance payment. Therefore, never accept cash on delivery from intermediaries. Much scope for fraud also offers the reimbursement. Real displays are actually a relic of the time in front of computers and the Internet.

The offer to take out insurance – for the credit or other areas – is also not a good sign. The same applies to private pension plans, credit cards and much more. Basically, each of these contracts even has a negative effect on the credit opportunities. Only what the broker offers after the loan has been paid is another matter.

The “worst case” of unfair business models is the trade in online “legally pirated” data.

Our advice: if there is a credit intermediary, then creditend.

Credit in difficult cases – installment loan

Credit in difficult cases, which can come from Germany or abroad. An express loan or at least a fast installment loan, it is in any case. The procedure for credit despite Private credit deviates significantly from the credit check for fast regular credit. Nobody sees this in the application, but the processes are hardly fully automated.

The loan is tested in a case-by-case examination. The bottom line of the credit check for bank credit must be the law-compliant lending. In other words, the credit is proven to be secure. Due to the risk of fraud, risk-loan banks often use originals instead of copies. Already the postal service becomes a time of bottlenecks.

Credit by mail does not deserve the predicate of an emergency loan with fast availability.

Alternative P2P – Credit Portal

Despite negative Private credit, credit portals such as “Kreditprivat” or “Auxmoney” also offer credit assistance in difficult cases. Basically, the portals ensure a serious working environment. They broker credit between private lenders and borrowers. Usually in the bidding process. Already due to the length of the procedure, urgent credit excludes itself from private sources, at least with a weak credit rating.

Depending on the credit security, the approval process can even extend over several weeks. If there are not enough bids, the loan request is considered “rejected”. Voteile has private credit primarily because private investors are not committed to secure lending. In conclusion, credit portals provide the only risk loan that deserves this label.

Express loans without Private credit – what is it?

Against the background of a judgment (in the last instance), only certified banks are allowed to offer “Kredit ohne Private credit” since 2009. (Ref 8 C 2.09 Federal Administrative Court). As far as verifiable only one bank has the license “Private creditfrei” to offer German citizens credit. – The Sigma Bank of Liechtenstein. In advertising, the offer of the bank – 3,500 euros, 5,000 euros or 7,500 euros credit – often abused.

An express loan, which could even approximately earn this advertising term, is not Private credit free credit for Germans. The application is made, along with classic Post-ID, on the letter post. Neither a credit check nor an immediate commitment come from the bank. The Private creditfreie credit is usual in about 7 working days. Every loan application is checked by the bank by hand.

Private credit free credit – deliberate misunderstandings

The advertisement provides Private creditfreien credit with every conceivable predicate. It is alleged, for example, that the loan would be suitable for any purpose. True, if someone can build a house with 7,500 euros maximum loan, then there is the home loan without Private credit Compared to the credit rejection of any regular bank, the Private creditfreie credit is even the fastest express loan.

After all, any approved loan without Private credit is available faster than any rejected regular loan. To express the words, in the credit without Private credit, the truth is often in the eye of the beholder. This also applies to housewife credit without Private credit. The advertising is not completely lied to. At the end of the seventies the housewife loan actually existed. – Only today, not anymore!

Without Private credit – who has chances

It is not an express loan, but at least a fair credit balance, without fear of the influence of Private credit. Nobody needs to trust a credit intermediary or even pay in advance for the application. The loan application is available for free download on the bank’s website. However, only applicants who can afford their installments have real chances.

Of course, the bank requires a permanent contract of employment. Only the labor income secures the Private creditfreien credit. Although not the Private credit must be clean, but the public debtor of the district court. The required income level depends on the loan amount and the maintenance obligations. It is always the attachable income share that determines the eligibility.

Tip – “intermediary hopping”

Jumping from brokers of brokers to applying for an urgent loan without Private credit after the next does not lead to success. It’s just a bank where all applications end up.

Only the risk of becoming the victim of fraudsters increases with the change. Without changing the situation it hails cancellations, no matter which mediator is helpful.

Faster than direct it is not synonymous. Processing takes place in the order of application.

Summary – real and imaginary express loans

Fast regular credit – even as installment credit – is a reality. Within 24 hours it is possible to go through the process – from the online application to the payment. However, the term express loan is an invention of advertising. The same is true for all “fast terms”. Neither instant loan nor express credit or lightning loan are separate special loans.

A relevant express loan, as applicants imagine, can only be found in short-term mini-credit. Even the term lightning loan is fitting if Vexcash offers application until disbursement within 30 minutes. But there are only small amounts with 30 days duration. E-loan is usually desired on a larger scale and with small installments.

Incidentally, fast installment credit is only realistic if the credit rating is good. All bad credit quick credit ads are just a caricature of the truth.

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