Tricks to make ends meet

5 days
30 days
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30 days
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fast credit

In these times, only a privileged few can boast of not having to deal with month after month with the tiring battle of extending payroll until the last day of each month without resorting to quick credits. And, according to some surveys, women are more specialized than men in making every cent of a euro of their salary count. Although we are not here to engage in a gender contest, but rather to help facilitate that tedious monthly work that allows you to cover the expenses of all your needs without leaving your bank account to zero in the first fortnight of the month. Read the simple tricks that we discuss below and you will surely notice the change with your next monthly payment:

  1. First of all, check the cost of all your supplies. Don't mind wasting a Saturday afternoon in making a list with all the supplies in your home (water, electricity, gas, mobile, landline, internet) indicating the name of the company and monthly rate to get a complete calculation of what these expenses represent the total of your payments. Then, make a comparison with what the rest of the companies in the sector offer, including attractive promotions. Perhaps the price when you contrast these services was the best in the market, but now you may be paying more than you would with other companies.
  2. The same goes for car, home and health insurance. It is convenient to test the prices and services of the insurers from time to time to ensure that we are always paying the minimum essential. In addition, now the new car insurers, for example, allow you to include or exclude the coverage you want and need and thus not force you to pay for services that you never get to use.
  3. The shopping cart is the second pillar where the bulk of the payroll goes. You may think that it is a waste of time (and we know that your time is money), but we will also tell you that you will notice it in your pocket: compare the prices of the foods you consume the most in different supermarkets. With the internet it is no longer necessary to go shop after shop pointing out the prices ... you can make the query comfortably from home to check the price at which your favorite products are sold in the main supermarkets (Mercadona, Carrefour, Alcampo, Hipercor, DIA, Lidl, etc. .) and make your shopping list knowing in which establishment you should buy what product, knowing their current prices and promotions. Thinking that you can make a full purchase in one place can be much more expensive.
  4. Leisure is another fundamental aspect of our lives, but it doesn't have to be synonymous with expensive. While not everyone can afford to dine every Saturday at a five-fork restaurant, most people can go for a walk around town, have a coffee on a terrace, or watch the sun go down in a restaurant. nice public park. A picnic with friends, and a video store movie with popcorn and soft drinks at home are also cheaper than going to a restaurant or the cinema.

However, no matter how well we keep the accounts at home, sometimes it is inevitable to face unexpected payments. If even reaching the end of the month your saving capacity is limited, you can always go to a quick loan that allows you without complications to obtain the money you need at that time. The granting of fast loans in our country is a modality that is becoming more widely accepted every day, which is within the reach of any individual and which offers immediate money solutions.

about the author

Maria Solis Burley

Credit consultant in Spain. Financial Analyst at Crédito Victoria.
LAST UPDATED: September 29, 2016